Location
PolandRate
$13
/ per hour
Years of experience
8+About
I am a proactive and detail-oriented credit risk analyst with a strong foundation in analytical thinking, technical skills, and problem-solving. My experience includes working as a Quantitative Risk Analyst at UBS, where I focus on risk modeling and analytics within the real estate sector. I manage and maintain statistical models for real estate valuations, provide critical analysis to support senior management decisions, and monitor real estate market trends. My work is highly process-driven, and I thrive in high-pressure environments that require adaptability and precision. I am also a sociable individual who enjoys working in teams and collaborating with others. Prior to my current role, I worked as a Credit Risk Modeller at ATRADIUS CRÉDITO Y CAUCIÓN, specializing in Solvency II and credit risk scoring models using logistic regression and SAS. I provided technical support across various business intelligence matters and conducted statistical analyses to enhance the company’s risk management strategies. My earlier experience includes a role as a Data Analyst at Red Eléctrica de España, where I analyzed energy generation and consumption data, and previous positions in education, commercial assistance, and administration. I hold a Master’s degree in Data Science from the University of Alcalá de Henares and a degree in Economics with a specialization in quantitative methods from the University of Zaragoza.Tech Stack
Data Analysis, MATLAB, MS Excel, Python, R, SAS programmingExperience
- Managing and maintaining statistical models for real estate valuations at UBS.
- Developing, updating, and optimizing credit risk scoring models, particularly using logistic regression with SAS.
- Providing detailed analysis and insights to support decision-making processes for senior management.
- Keeping track of real estate market trends and price developments to inform risk assessments.
- Conducting statistical analyses, including decision trees and time series, to improve risk management strategies.
- Gathering and preparing data for analysis and presenting findings to stakeholders using tools like SAS, Excel, and PowerPoint.
- Providing technical support across various areas related to business intelligence, enhancing overall risk management efforts.
Employment history
Risk Modelling & Analytics Specialist, UBS
October 2020 – Present
- Control and maintenance of statistical models for real estate valuations.
- Provide analysis to senior management to support decision-making processes.
- Monitor real estate market trends and price developments.
- Collaborate with the Credit Risk Methodology team to enhance risk assessments.
Credit Risk Modeller, ATRADIUS CRÉDITO Y CAUCIÓN
April 2016 – September 2020
- Develop, update, and optimize credit risk scoring models using logistic regression and SAS.
- Calibrate Probability of Default (PD) models, both PIT and TTC.
- Provide technical support on Business Intelligence matters across all areas.
- Conduct statistical analysis using decision trees and time series to improve company risk profiles.
- Prepare data for analysis using SAS and Excel, and present results to stakeholders with PowerPoint.
Data Analyst, RED ELÉCTRICA DE ESPAÑA
November 2015 – April 2016
- Analyze and prepare daily reports of energy generation, consumption, and exchange for national and European territories.
- Provide reports to different departments within Red Eléctrica.
- Conduct studies on electricity consumption data by region in Spain.
- Collaborate with the head of the department on energy data analysis.
Math Teacher, ACAEDUCA
September 2013 – October 2015
- Taught mathematics to students, focusing on improving their understanding and performance.
- Prepared lesson plans and educational materials tailored to student needs.
- Assessed and monitored student progress through exams and assignments.
Commercial Assistant, BANTIERRA
July 2013 – September 2013
- Assisted in managing customer accounts and provided support to the commercial team.
- Handled customer inquiries and provided information on banking products.
- Supported administrative tasks and maintained accurate records of transactions.
Administrative, INSTITUTO ARAGONÉS DE LA JUVENTUD
July 2012 – September 2012
- Provided administrative support and handled documentation for various youth programs.
- Assisted in organizing events and activities for the institute.
- Maintained accurate records and managed data entry tasks.
Education history
UNIVERSITY OF ALCALÁ DE HENARES
2018 - 2020
Master’s degree in Data Science
UNIVERSITY OF ZARAGOZA
2009 - 2013
Degree in Economics (specialized in quantitative methods)
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Tailored recruitment process, trusted market expertise.
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